Login Failed
Username Password
Login
Due Diligence
Forensic / Repurchase Review

In recent years, forensic reviews (also referred to as repurchase reviews and put back reviews) have seen an increasing focus in the industry. AMC believes the first step toward providing a consistent product is to establish a firm view of such activity and not play "both sides" of the review. As such, AMC has worked exclusively with bank and originator clients to defend thems from repurchase claims.

Working with our clients, we have established a proven forensic review process that includes the ability to custom standard repurchase claim rebuttals for consistency, report and track requests and rebuttals and, link supporting documentation directly to our findings.

AMC's forensic reviews generally fall into two unique categories:

  • re-underwriting the loan
  • claim specific defense

Find out what AMC can do for you

Review Types:

Forensic / Repurchase Review
Re-Underwrite Forensic Review
Repurchase Claim Rebuttal
Document Inventory / Document Sufficiency Review
Sample Selection
Portfolio Analysis
Litigation Support / Expert Services

New Originations
Pre and post securitization reviews according to rating agency guidelines

Securitization
Pre and post securitization reviews according to rating agency guidelines

Whole Loan Portfolios / Purchases
For bulk or flow purchases

MSR Loan Diligence

MSR Pricing

NPA Review
For bulk or flow purchases

Reverse Mortgages/ HECM

Collateral Review

Indexing

Warehouse Line Review
Accurate assessment of risks that may be associated with financing

Additional Asset Review
Solutions to aid in acquisition


Re-Underwrite Forensic Review

Re-underwriting reviews will seek to identify items that may result in a repurchase claim. During these reviews AMC typically reviews the regulatory compliance, credit decision, valuation products utilized, third party fraud reports, and data integrity to identify potential and actual breaches of representations and warranties that were made by the selling party.

If AMC has identified supporting documentation to our finding, we can make such documentation available to the client through a bookmarked file and/or extracts of the specific supporting documentation. If the review is being conducted within a litigation context, AMC can provide the Bates numbers of supporting documentation.

Request Additional Information

Repurchase Claim Rebuttal

Repurchase claim defense reviews are conducted to specifically rebut the findings of the party seeking the repurchase and/or their agents.

During the course of the review, AMC will seek to provide an independent assessment of the validity of the repurchase claim and to establish a valid defense of such claim, if possible. If AMC has identified supporting documentation to our finding, we can make such documentation available to the client through a bookmarked file and/or extracts of the specific supporting documentation. If the review is being conducted within a litigation context, AMC can provide the Bates numbers of supporting documentation.

Request Additional Information

Document Inventory / Document Sufficiency Review

AMC will review loan files to verify whether pertinent documents are included and if the data on the documents is consistent and logical. This review is highly customizable and dependent on which documents the client is interested in locating as well as their ultimate portfolio, disposition, or exit strategy.

Request Additional Information

Sample Selection

Choosing an accurate sample for loan file reviews is an important step in any review process. AMC has the expertise to determine the best set of loans for your review. Whether it is to achieve a statistically significant sample, adversely select loans from a large portfolio for a targeted review, understand risk layering in a portfolio, or select loans for quality control to Fannie Mae or Freddie Mac requirements, the appropriate staff and systems can be found at AMC.

Request Additional Information

Portfolio Analysis

AMC analyzes clients' whole loan and securitization portfolios to determine (i) exposure resulting from incoming repurchase demands, (ii) assist in the creation of defense strategies, and (iii) create risk management and/or asset management strategies. Let us put our expertise from working with some of the world's largest financial institutions to work for you by performing a proactive review of your entire portfolio. AMC can perform the sample selection, note portfolio trends, review for document sufficiency as well as data integrity, perform a full re-underwrite on loan, and/or create disposition strategies.

Request Additional Information

Litigation Support / Expert Services

In litigious matters it helps to have experts in your corner who fully understand the loan underwriting process and can provide file review and/or professional services to meet your litigation needs.

AMC provides such services in litigation matters large and small. Our experts can augment your existing Expert Witness team and/or provide the file level review work to support your litigation matter. With customized solutions and per file and per hour pricing solutions, AMC can create a solution to fit your needs.

Request Additional Information

AMC clients include

Mortgage Originators Asset Backed Originators Banks Servicers Hedge Funds Insurers REITs RMBS Issuers Asset Backed Issuers Warehouse Lenders Law Firms
Home   |   Due Diligence   |   Consulting   |   Quality Control   |   DynAMC Solutions   |   Compliance   |   Clients   |   About Us   |   News   |   Careers   |   Contact Us   |   Privacy Policy   |   Terms of Use   |   Sitemap   |   Google+